Month: January 2010
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Commercial Insurance Rates Drop – SS
The insurance publication “The Standard” reported in the 1/29/10 issue that commercial insurance rates continue to drop. The article reports…
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Fire Inept Insurance Agents – SS
The finance director of a rather large nonprofit called me a few weeks ago. She was having trouble with her…
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Earthquake is Not Covered! – SS
The horrible events in Haiti means that many of my conversations with clients include questions about earthquake. Here is the…
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Personal Injury – SS
Most business people are familiar with the bodily injury and property damage coverage within their general liability policy. There is…
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Actual Cash Value – SS
In the realm of property insurance is the issue of valuation. How much is something worth, and how much will…
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Loss of Your Records – SS
Valuable papers insurance will pay to help you recreate your business records lost in a fire. Standard fire insurance will…
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The Ten Commandments of Data Backup
I Thou shalt have a plan to backup your data. II Thy plan must include laptops. III Remote-est locations such…
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Consumer Protection Laws Are Risky To You
Understand the Consumer Laws That “Protect” Your Customers Go to your state’s website. Search the term, “consumer protection.” You may…
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Per Location Aggregate Spreads the Coverage
Add a “Per Location Aggregate Limit” to Your General Liability Policy Your general liability insurance provides coverage for bodily injury…
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Lost Wallet – SS
A friend lost his wallet recently. Have a list of the credit cards you carry plus the telephone numbers for…
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